LIC Recruitment 2025: Mains Exam Details, Marking Scheme, and Score Calculation

The Life Insurance Corporation (LIC) is one of India’s most prestigious organizations, offering lucrative career opportunities to millions of aspirants. With the LIC Recruitment 2025 around the corner, candidates are eager to understand the mains exam details, marking scheme, and score calculation. This article dives deep into everything you need to know, from the exam structure to expert tips for acing it. Whether you’re a first-time applicant or a seasoned candidate, this guide will help you navigate the process with confidence.


Key Highlights 🗓

Here’s a quick snapshot of the LIC Recruitment 2025 process:

Key PointDetails
Organization NameLife Insurance Corporation (LIC)
Exam LevelNational
Post OfferedAAO, ADO, Assistant, and more
Application ModeOnline
Exam StagesPrelims, Mains, Interview
Mains Exam DateTo be announced (Expected: October-November 2025)
Total Marks300 (Mains Exam)
Negative MarkingYes (0.25 marks deducted per wrong answer)
Official Websitelicindia.in

Understanding the LIC Mains Exam Structure 🗓

The LIC Mains Exam is the second stage of the recruitment process, and it’s where the real challenge begins. Let’s break it down:

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Sections in the Mains Exam

The mains exam consists of four sections, each designed to test different skills. Here’s a quick overview:

SectionNo. of QuestionsMarksDuration
Reasoning Ability309040 minutes
General Knowledge306020 minutes
Professional Knowledge309040 minutes
Insurance & Finance106020 minutes

Marking Scheme

Understanding the marking scheme is crucial to strategize your attempt. Here’s how it works:

AspectDetails
Correct Answer+3 marks
Wrong Answer-0.25 marks
Unattempted Questions0 marks
Total Marks300

How to Calculate Your LIC Mains Score 🗓

Calculating your score is straightforward if you know the formula. Here’s how it works:

Score Calculation Formula

Your final score is calculated using the following formula:

Total Score = (Number of Correct Answers × 3) – (Number of Wrong Answers × 0.25)

For example, if you attempt 90 questions, with 80 correct and 10 wrong answers:

Total Score = (80 × 3) – (10 × 0.25) = 240 – 2.5 = 237.5


Expert Tips to Ace the LIC Mains Exam 🗓

Preparing for the LIC Mains Exam requires a well-rounded strategy. Here’s what experts recommend:

1. Focus on Time Management

The exam is time-bound, so practice solving questions within the allotted time. For instance, allocate specific time slots for each section during mock tests.

2. Strengthen Your Weak Areas

Identify your weak spots through mock tests and focus on improving them. For example, if Insurance & Finance is challenging, dedicate extra time to it.

3. Stay Updated with Current Affairs

The General Knowledge section often includes questions on recent events. Follow reputable news sources and monthly current affairs magazines.

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Real-Life Success Stories 🗓

Hearing from those who’ve cracked the exam can be incredibly motivating. Here are two inspiring stories:

Story 1: Riya’s Journey

Riya, a 25-year-old from Jaipur, cleared the LIC AAO Exam in her second attempt. She credits her success to consistent mock tests and revising her notes daily. “I focused on understanding concepts rather than rote learning,” she says.

Story 2: Ankit’s Strategy

Ankit, a commerce graduate, scored 280/300 in the mains exam. His secret? “I practiced at least 50 questions daily from each section and revised the Insurance & Finance syllabus thoroughly,” he shares.


Research-Backed Data on LIC Recruitment 🗓

Here’s some interesting data to put things into perspective:

StatisticDetails
Number of ApplicantsOver 10 lakh candidates apply annually
Selection RatioApproximately 1% of applicants make it to the final stage
Average Score in Mains220-240 (out of 300)
Top States for RecruitmentMaharashtra, Uttar Pradesh, Tamil Nadu

Common Mistakes to Avoid 🗓

Even the most prepared candidates can slip up. Here are some common pitfalls to watch out for:

MistakeWhy It’s Problematic
Ignoring Negative MarkingGuessing blindly can cost you valuable marks
Overlooking Sectional Cut-offsFailing to meet sectional cut-offs can disqualify you, even with a high overall score
Not Revising Mock TestsMissing out on learning from mistakes

Final Thoughts 🗓

The LIC Recruitment 2025 is a golden opportunity for aspirants seeking a stable and rewarding career. By understanding the mains exam details, marking scheme, and score calculation, you can approach the exam with confidence. Remember, consistent effort and smart preparation are the keys to success.

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Good luck! 🍀

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